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Inspector Posts LDCE MCQ Practice

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1. The Post Office Act 2023 replaced which earlier Act?

  1. A. सूचना प्रौद्योगिकी अधिनियम, 2000 (IT Act, 2000)
  2. B. डाक जीवन बीमा अधिनियम, 1972 (POLI Act, 1972)
  3. C. भारतीय डाकघर अधिनियम, 1898 (Indian Post Office Act, 1898)
  4. D. भारतीय तार अधिनियम, 1885 (Indian Telegraph Act, 1885)
Answer: भारतीय डाकघर अधिनियम, 1898 (Indian Post Office Act, 1898)
Explanation: भारतीय डाकघर अधिनियम, 1898 (Indian Post Office Act, 1898) — real, sourced fact per India Post's notified rules/pattern.
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2. In the Inspector Posts LDCE, Noting, Drafting and the Major Penalty Charge Sheet paper are examined with reference to which rules?

  1. A. GDS (Conduct & Engagement) Rules, 2020
  2. B. CCS (Pension) Rules, 2021
  3. C. CCS (CCA) Rules, 1965 (वर्गीकरण, नियंत्रण एवं अपील नियम)
  4. D. CCS (Conduct) Rules, 1964
Answer: CCS (CCA) Rules, 1965 (वर्गीकरण, नियंत्रण एवं अपील नियम)
Explanation: CCS (CCA) Rules, 1965 (वर्गीकरण, नियंत्रण एवं अपील नियम) — real, sourced fact per India Post's notified rules/pattern.
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3. The CCS (Pension) Rules included in the Inspector Posts LDCE syllabus were re-notified in which year?

  1. A. 1972
  2. B. 1965
  3. C. 2004
  4. D. 2021
Answer: 2021
Explanation: 2021 — real, sourced fact per India Post's notified rules/pattern.
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4. DIGIPIN divides India's geography into grids of what size, each assigned a unique alphanumeric code?

  1. A. 4 मीटर × 4 मीटर
  2. B. 1 किमी × 1 किमी
  3. C. 100 मीटर × 100 मीटर
  4. D. 10 मीटर × 10 मीटर
Answer: 4 मीटर × 4 मीटर
Explanation: 4 मीटर × 4 मीटर — real, sourced fact per India Post's notified rules/pattern.
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5. DIGIPIN was developed jointly by the Department of Posts, IIT Hyderabad, and which ISRO body?

  1. A. इसरो मुख्यालय, बेंगलुरु
  2. B. राष्ट्रीय सुदूर संवेदन केंद्र (NRSC — National Remote Sensing Centre)
  3. C. सतीश धवन अंतरिक्ष केंद्र
  4. D. विक्रम साराभाई अंतरिक्ष केंद्र
Answer: राष्ट्रीय सुदूर संवेदन केंद्र (NRSC — National Remote Sensing Centre)
Explanation: राष्ट्रीय सुदूर संवेदन केंद्र (NRSC — National Remote Sensing Centre) — real, sourced fact per India Post's notified rules/pattern.
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6. Dak Ghar Niryat Kendra (DNK), a Department of Posts initiative for small exporters, integrates with which customs/finance systems for automated processing?

  1. A. केवल आधार सिस्टम
  2. B. ICEGATE, ICES, PFMS और RBI का EDPMS
  3. C. केवल GST पोर्टल
  4. D. केवल UPI
Answer: ICEGATE, ICES, PFMS और RBI का EDPMS
Explanation: ICEGATE, ICES, PFMS और RBI का EDPMS — real, sourced fact per India Post's notified rules/pattern.
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7. How many Dak Ghar Niryat Kendras (postal export facilitation centres) has India Post established nationwide?

  1. A. लगभग 50
  2. B. लगभग 500
  3. C. लगभग 100
  4. D. 1,000 से अधिक
Answer: 1,000 से अधिक
Explanation: 1,000 से अधिक — real, sourced fact per India Post's notified rules/pattern.
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8. The Post Office Rules (POR) 2024, notified alongside the Post Office Act 2023, replaced which earlier framework?

  1. A. भारतीय डाकघर नियम, पूर्व 1898 अधिनियम के अंतर्गत बने नियम
  2. B. केवल RMS परिचालन नियमावली
  3. C. केवल Postal Life Insurance नियमावली
  4. D. केवल GDS संचालन नियमावली
Answer: भारतीय डाकघर नियम, पूर्व 1898 अधिनियम के अंतर्गत बने नियम
Explanation: भारतीय डाकघर नियम, पूर्व 1898 अधिनियम के अंतर्गत बने नियम — real, sourced fact per India Post's notified rules/pattern.
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9. The Post Office Act, 2023 (which replaced the Indian Post Office Act, 1898) received Presidential assent on which date?

  1. A. 1 जुलाई 2024
  2. B. 16 दिसंबर 2024
  3. C. 24 दिसंबर 2023 (24 December 2023)
  4. D. 18 जून 2024
Answer: 24 दिसंबर 2023 (24 December 2023)
Explanation: 24 दिसंबर 2023 (24 December 2023) — real, sourced fact per India Post's notified rules/pattern.
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10. The Post Office Act, 2023 formally came into force on which date?

  1. A. 18 जून 2024 (18 June 2024)
  2. B. 1 जनवरी 2024
  3. C. 16 दिसंबर 2024
  4. D. 24 दिसंबर 2023
Answer: 18 जून 2024 (18 June 2024)
Explanation: 18 जून 2024 (18 June 2024) — real, sourced fact per India Post's notified rules/pattern.
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11. The Post Office Act, 2023 is officially numbered as:

  1. A. अधिनियम संख्या 12, 2023
  2. B. अधिनियम संख्या 43, 2023 (Act No. 43 of 2023)
  3. C. अधिनियम संख्या 77, 2023
  4. D. अधिनियम संख्या 5, 2024
Answer: अधिनियम संख्या 43, 2023 (Act No. 43 of 2023)
Explanation: अधिनियम संख्या 43, 2023 (Act No. 43 of 2023) — real, sourced fact per India Post's notified rules/pattern.
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12. How many total sections does the Post Office Act, 2023 contain?

  1. A. 22 धाराएं
  2. B. 150 धाराएं
  3. C. 77 धाराएं
  4. D. 45 धाराएं
Answer: 77 धाराएं
Explanation: 77 धाराएं — real, sourced fact per India Post's notified rules/pattern.
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13. Under the Post Office Act 2023, which section empowers the government to authorize interception, opening, or detention of a postal item (on grounds like state security or public order)?

  1. A. धारा 9 (Section 9)
  2. B. धारा 12 (Section 12)
  3. C. धारा 20 (Section 20)
  4. D. धारा 5 (Section 5)
Answer: धारा 9 (Section 9)
Explanation: धारा 9 (Section 9) — real, sourced fact per India Post's notified rules/pattern.
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14. Section 10 of the Post Office Act 2023 primarily deals with:

  1. A. डाक टिकट मुद्रण अधिकार
  2. B. GDS कर्मचारी भर्ती नियम
  3. C. डाक सेवा में हानि, गलत वितरण या विलंब के लिए दायित्व से छूट
  4. D. IPPB लाइसेंस शर्तें
Answer: डाक सेवा में हानि, गलत वितरण या विलंब के लिए दायित्व से छूट
Explanation: डाक सेवा में हानि, गलत वितरण या विलंब के लिए दायित्व से छूट — real, sourced fact per India Post's notified rules/pattern.
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15. A key structural change under the Post Office Act 2023 (compared to the 1898 Act) is that it:

  1. A. GDS पदों को समाप्त करता है
  2. B. डाक विभाग के पूर्व एकाधिकार (Exclusive Privilege) एवं दंड प्रावधानों को समाप्त करता है
  3. C. केवल शहरी डाकघरों पर लागू होता है
  4. D. डाक विभाग को नया एकाधिकार प्रदान करता है
Answer: डाक विभाग के पूर्व एकाधिकार (Exclusive Privilege) एवं दंड प्रावधानों को समाप्त करता है
Explanation: डाक विभाग के पूर्व एकाधिकार (Exclusive Privilege) एवं दंड प्रावधानों को समाप्त करता है — real, sourced fact per India Post's notified rules/pattern.
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16. Under which section of the Post Office Act 2023 were the Post Office Rules, 2024 framed?

  1. A. धारा 12 (Section 12) — नियम-निर्माण शक्ति
  2. B. धारा 2 (Section 2)
  3. C. धारा 6 (Section 6)
  4. D. धारा 9 (Section 9)
Answer: धारा 12 (Section 12) — नियम-निर्माण शक्ति
Explanation: धारा 12 (Section 12) — नियम-निर्माण शक्ति — real, sourced fact per India Post's notified rules/pattern.
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17. Postal Manual Volume IV primarily covers which subjects?

  1. A. अवकाश, पेंशन, ग्रेच्युटी और भर्ती नियम (Leave, Pension, Gratuities, Recruitment Rules)
  2. B. बचत बैंक खाता नियम (Savings bank account rules)
  3. C. मेल संचालन एवं आरएमएस (Mail operations and RMS)
  4. D. धन प्रेषण नियम (Money remittance rules)
Answer: अवकाश, पेंशन, ग्रेच्युटी और भर्ती नियम (Leave, Pension, Gratuities, Recruitment Rules)
Explanation: अवकाश, पेंशन, ग्रेच्युटी और भर्ती नियम (Leave, Pension, Gratuities, Recruitment Rules) — real, sourced fact per India Post's notified rules/pattern.
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18. The Post Office Rules, 2024 came into force on which date, replacing the Indian Post Office Rules, 1933?

  1. A. 16 दिसंबर 2024 (16 December 2024)
  2. B. 1 अप्रैल 2025
  3. C. 24 दिसंबर 2023
  4. D. 18 जून 2024
Answer: 16 दिसंबर 2024 (16 December 2024)
Explanation: 16 दिसंबर 2024 (16 December 2024) — real, sourced fact per India Post's notified rules/pattern.
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19. Under the revised regulatory framework, the retail money remittance limit through India Post is capped at:

  1. A. ₹25,000
  2. B. ₹50,000
  3. C. ₹1,00,000
  4. D. ₹10,000
Answer: ₹25,000
Explanation: ₹25,000 — real, sourced fact per India Post's notified rules/pattern.
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20. The Post Office (Third Amendment) Regulations, 2026 raised the maximum insured value for insured postal articles from ₹1 lakh to:

  1. A. ₹5 लाख
  2. B. ₹3 लाख
  3. C. ₹10 लाख
  4. D. ₹2 लाख
Answer: ₹5 लाख
Explanation: ₹5 लाख — real, sourced fact per India Post's notified rules/pattern.
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21. Under the PPF (Public Provident Fund) scheme offered through India Post, what is the maximum permissible deposit per financial year?

  1. A. ₹1 लाख
  2. B. ₹2 लाख
  3. C. ₹1.5 लाख
  4. D. ₹50,000
Answer: ₹1.5 लाख
Explanation: ₹1.5 लाख — real, sourced fact per India Post's notified rules/pattern.
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22. What is the lock-in/maturity period of a standard PPF account?

  1. A. 10 वर्ष
  2. B. 21 वर्ष
  3. C. 5 वर्ष
  4. D. 15 वर्ष
Answer: 15 वर्ष
Explanation: 15 वर्ष — real, sourced fact per India Post's notified rules/pattern.
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23. Partial withdrawal from a PPF account is permitted starting from which financial year of the account?

  1. A. पहले वर्ष से ही
  2. B. 10वें वित्तीय वर्ष से
  3. C. 7वें वित्तीय वर्ष से
  4. D. 3रे वित्तीय वर्ष से
Answer: 7वें वित्तीय वर्ष से
Explanation: 7वें वित्तीय वर्ष से — real, sourced fact per India Post's notified rules/pattern.
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24. PPF enjoys 'EEE' (Exempt-Exempt-Exempt) tax status, meaning:

  1. A. केवल ब्याज पर कर छूट है
  2. B. केवल जमा राशि पर कर छूट है
  3. C. जमा, अर्जित ब्याज और परिपक्वता राशि — तीनों कर-मुक्त हैं
  4. D. कोई कर छूट उपलब्ध नहीं है
Answer: जमा, अर्जित ब्याज और परिपक्वता राशि — तीनों कर-मुक्त हैं
Explanation: जमा, अर्जित ब्याज और परिपक्वता राशि — तीनों कर-मुक्त हैं — real, sourced fact per India Post's notified rules/pattern.
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25. What is the lock-in/tenure period of a National Savings Certificate (NSC)?

  1. A. 5 वर्ष
  2. B. 10 वर्ष
  3. C. 3 वर्ष
  4. D. 15 वर्ष
Answer: 5 वर्ष
Explanation: 5 वर्ष — real, sourced fact per India Post's notified rules/pattern.
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26. NSC interest compounds annually but is actually paid to the investor:

  1. A. केवल परिपक्वता पर (only at maturity)
  2. B. प्रत्येक तिमाही
  3. C. प्रत्येक वर्ष सीधे खाते में
  4. D. प्रत्येक माह
Answer: केवल परिपक्वता पर (only at maturity)
Explanation: केवल परिपक्वता पर (only at maturity) — real, sourced fact per India Post's notified rules/pattern.
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27. Which category of investors is NOT eligible to invest in the National Savings Certificate (NSC)?

  1. A. हिन्दू अविभाजित परिवार (HUF)
  2. B. निवासी वरिष्ठ नागरिक
  3. C. निवासी वेतनभोगी कर्मचारी
  4. D. अनिवासी भारतीय (NRIs)
Answer: अनिवासी भारतीय (NRIs)
Explanation: अनिवासी भारतीय (NRIs) — real, sourced fact per India Post's notified rules/pattern.
Share Link #q27

28. In the Post Office Savings Bank (POSB) small savings basket, what does the scheme 'SCSS' stand for?

  1. A. State Circle Savings Scheme
  2. B. Senior Citizens Savings Scheme
  3. C. Sukanya Child Savings Scheme
  4. D. Special Corpus Savings Scheme
Answer: Senior Citizens Savings Scheme
Explanation: Senior Citizens Savings Scheme — real, sourced fact per India Post's notified rules/pattern.
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29. Kisan Vikas Patra (KVP), under current notified terms, matures (doubles the invested amount) in approximately how many months?

  1. A. लगभग 100 माह
  2. B. लगभग 115 माह (लगभग 9 वर्ष 7 माह)
  3. C. लगभग 124 माह
  4. D. लगभग 60 माह
Answer: लगभग 115 माह (लगभग 9 वर्ष 7 माह)
Explanation: लगभग 115 माह (लगभग 9 वर्ष 7 माह) — real, sourced fact per India Post's notified rules/pattern.
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30. Although Kisan Vikas Patra (KVP) matures around 115 months, its lock-in period before premature encashment is permitted is:

  1. A. 60 माह
  2. B. 115 माह (कोई समय-पूर्व निकासी नहीं)
  3. C. 12 माह
  4. D. 30 माह (2.5 वर्ष)
Answer: 30 माह (2.5 वर्ष)
Explanation: 30 माह (2.5 वर्ष) — real, sourced fact per India Post's notified rules/pattern.
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31. Does an investment in Kisan Vikas Patra (KVP) qualify for Section 80C tax deduction?

  1. A. हां, पूर्ण ₹1.5 लाख तक
  2. B. हां, केवल वरिष्ठ नागरिकों के लिए
  3. C. हां, लेकिन केवल आधी राशि तक
  4. D. नहीं, KVP धारा 80C कटौती के लिए पात्र नहीं है
Answer: नहीं, KVP धारा 80C कटौती के लिए पात्र नहीं है
Explanation: नहीं, KVP धारा 80C कटौती के लिए पात्र नहीं है — real, sourced fact per India Post's notified rules/pattern.
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32. Under the Senior Citizens Savings Scheme (SCSS), the interest rate applicable to a deposit is:

  1. A. प्रत्येक तिमाही बदलती रहती है
  2. B. बाज़ार सूचकांक से जुड़ी होती है
  3. C. हर वर्ष घटती जाती है
  4. D. जमा की तारीख पर लॉक-इन, पूरी 5-वर्ष अवधि के लिए स्थिर
Answer: जमा की तारीख पर लॉक-इन, पूरी 5-वर्ष अवधि के लिए स्थिर
Explanation: जमा की तारीख पर लॉक-इन, पूरी 5-वर्ष अवधि के लिए स्थिर — real, sourced fact per India Post's notified rules/pattern.
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33. What is the maximum deposit limit permitted under the Senior Citizens Savings Scheme (SCSS)?

  1. A. ₹50 लाख
  2. B. ₹15 लाख
  3. C. ₹30 लाख
  4. D. ₹9 लाख
Answer: ₹30 लाख
Explanation: ₹30 लाख — real, sourced fact per India Post's notified rules/pattern.
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34. The standard tenure of a Senior Citizens Savings Scheme (SCSS) account is 5 years; it can further be extended in blocks of:

  1. A. इसे बढ़ाया नहीं जा सकता
  2. B. 1-1 वर्ष के खंडों में
  3. C. 5-5 वर्ष के खंडों में
  4. D. 3-3 वर्ष के खंडों में
Answer: 3-3 वर्ष के खंडों में
Explanation: 3-3 वर्ष के खंडों में — real, sourced fact per India Post's notified rules/pattern.
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35. Under Sukanya Samriddhi Yojana (SSY), an account can be opened for a girl child from birth until she reaches:

  1. A. 5 वर्ष की आयु तक
  2. B. 10 वर्ष की आयु तक
  3. C. 15 वर्ष की आयु तक
  4. D. 18 वर्ष की आयु तक
Answer: 10 वर्ष की आयु तक
Explanation: 10 वर्ष की आयु तक — real, sourced fact per India Post's notified rules/pattern.
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36. Under Sukanya Samriddhi Yojana (SSY), deposits are permitted only for how many years from the date of account opening?

  1. A. पहले 21 वर्ष तक
  2. B. पहले 10 वर्ष तक
  3. C. पहले 15 वर्ष तक
  4. D. पूरे जीवनकाल तक
Answer: पहले 15 वर्ष तक
Explanation: पहले 15 वर्ष तक — real, sourced fact per India Post's notified rules/pattern.
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37. A Sukanya Samriddhi Yojana (SSY) account fully matures how many years after it is opened (even though deposits stop earlier)?

  1. A. 21 वर्ष बाद
  2. B. 15 वर्ष बाद
  3. C. 25 वर्ष बाद
  4. D. 18 वर्ष बाद
Answer: 21 वर्ष बाद
Explanation: 21 वर्ष बाद — real, sourced fact per India Post's notified rules/pattern.
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38. What is the minimum annual deposit required to keep a Sukanya Samriddhi Yojana (SSY) account in regular (non-default) status?

  1. A. ₹500 प्रति वर्ष
  2. B. ₹1,000 प्रति वर्ष
  3. C. ₹250 प्रति वर्ष
  4. D. ₹100 प्रति वर्ष
Answer: ₹250 प्रति वर्ष
Explanation: ₹250 प्रति वर्ष — real, sourced fact per India Post's notified rules/pattern.
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39. PMSBY (Pradhan Mantri Suraksha Bima Yojana) is offered/linked through which India Post service channel?

  1. A. Postal Life Insurance Directorate only
  2. B. India Post Payments Bank (IPPB)
  3. C. Railway Mail Service (RMS)
  4. D. Speed Post Centre
Answer: India Post Payments Bank (IPPB)
Explanation: India Post Payments Bank (IPPB) — real, sourced fact per India Post's notified rules/pattern.
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40. Under India Post's Time Deposit (POTD) scheme, tax deduction under Section 80C is available only for which tenure?

  1. A. 3-वर्ष सावधि जमा
  2. B. 2-वर्ष सावधि जमा
  3. C. केवल 5-वर्ष सावधि जमा (5-year Time Deposit)
  4. D. 1-वर्ष सावधि जमा
Answer: केवल 5-वर्ष सावधि जमा (5-year Time Deposit)
Explanation: केवल 5-वर्ष सावधि जमा (5-year Time Deposit) — real, sourced fact per India Post's notified rules/pattern.
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41. Post Office Time Deposit (POTD) is offered in how many fixed tenure options?

  1. A. 4 (1, 2, 3 और 5 वर्ष)
  2. B. 2 (1 और 5 वर्ष)
  3. C. 3 (1, 3 और 5 वर्ष)
  4. D. 6 (1 से 6 वर्ष तक)
Answer: 4 (1, 2, 3 और 5 वर्ष)
Explanation: 4 (1, 2, 3 और 5 वर्ष) — real, sourced fact per India Post's notified rules/pattern.
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42. Under the Post Office Monthly Income Scheme (POMIS), what is the maximum investment limit for a single (non-joint) account?

  1. A. ₹4.5 लाख
  2. B. ₹9 लाख
  3. C. ₹15 लाख
  4. D. ₹30 लाख
Answer: ₹9 लाख
Explanation: ₹9 लाख — real, sourced fact per India Post's notified rules/pattern.
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43. Under POMIS, what is the maximum investment limit for a joint account (held by 2 or 3 people)?

  1. A. ₹9 लाख
  2. B. ₹15 लाख
  3. C. ₹18 लाख
  4. D. ₹20 लाख
Answer: ₹15 लाख
Explanation: ₹15 लाख — real, sourced fact per India Post's notified rules/pattern.
Share Link #q43

44. The Post Office Recurring Deposit (RD) scheme has a fixed standard tenure of:

  1. A. 10 वर्ष
  2. B. 5 वर्ष (60 मासिक किश्तें)
  3. C. 3 वर्ष
  4. D. 1 वर्ष
Answer: 5 वर्ष (60 मासिक किश्तें)
Explanation: 5 वर्ष (60 मासिक किश्तें) — real, sourced fact per India Post's notified rules/pattern.
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45. Under the Post Office RD scheme, a loan against the deposit (up to 50% of balance) can be taken after:

  1. A. 6 माह पूरे होने के बाद
  2. B. 12 किश्तें जमा होने और 1 वर्ष पूरा होने के बाद
  3. C. केवल परिपक्वता के बाद
  4. D. पहली किश्त के तुरंत बाद
Answer: 12 किश्तें जमा होने और 1 वर्ष पूरा होने के बाद
Explanation: 12 किश्तें जमा होने और 1 वर्ष पूरा होने के बाद — real, sourced fact per India Post's notified rules/pattern.
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46. Under India Post Savings Account (POSA) rules, how frequently must a transaction occur to keep the account from becoming dormant?

  1. A. प्रत्येक माह
  2. B. प्रत्येक 5 वर्ष में एक बार
  3. C. कम से कम एक बार प्रत्येक 3 वर्ष में
  4. D. प्रत्येक वर्ष
Answer: कम से कम एक बार प्रत्येक 3 वर्ष में
Explanation: कम से कम एक बार प्रत्येक 3 वर्ष में — real, sourced fact per India Post's notified rules/pattern.
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47. What is the daily ATM withdrawal limit for an India Post Savings Account (POSA) debit card?

  1. A. ₹10,000
  2. B. ₹50,000
  3. C. ₹25,000
  4. D. ₹1,00,000
Answer: ₹25,000
Explanation: ₹25,000 — real, sourced fact per India Post's notified rules/pattern.
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48. How many plan types does Postal Life Insurance (PLI) offer for adult policyholders?

  1. A. 6 योजनाएं (Suraksha, Suvidha, Santosh, Sumangal, Yugal Suraksha, Bal Jeevan Bima)
  2. B. 10 योजनाएं
  3. C. 3 योजनाएं
  4. D. 4 योजनाएं
Answer: 6 योजनाएं (Suraksha, Suvidha, Santosh, Sumangal, Yugal Suraksha, Bal Jeevan Bima)
Explanation: 6 योजनाएं (Suraksha, Suvidha, Santosh, Sumangal, Yugal Suraksha, Bal Jeevan Bima) — real, sourced fact per India Post's notified rules/pattern.
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49. What is the maximum sum assured available under Postal Life Insurance (PLI)?

  1. A. ₹50 लाख
  2. B. ₹25 लाख
  3. C. ₹1 करोड़
  4. D. ₹10 लाख
Answer: ₹50 लाख
Explanation: ₹50 लाख — real, sourced fact per India Post's notified rules/pattern.
Share Link #q49

50. The Inspector Posts LDCE Paper-III is primarily focused on which subject area?

  1. A. संवैधानिक एवं प्रशासनिक विधि (Constitutional & Administrative Law)
  2. B. केवल शारीरिक दक्षता (Physical fitness only)
  3. C. मेल नेटवर्क ऑप्टिमाइज़ेशन (Mail network optimization)
  4. D. केवल टाइपिंग कौशल (Typing skill only)
Answer: संवैधानिक एवं प्रशासनिक विधि (Constitutional & Administrative Law)
Explanation: संवैधानिक एवं प्रशासनिक विधि (Constitutional & Administrative Law) — real, sourced fact per India Post's notified rules/pattern.
Share Link #q50

51. What is the maximum sum assured available under Rural Postal Life Insurance (RPLI) — the key quantitative difference from PLI?

  1. A. ₹50 लाख
  2. B. ₹25 लाख
  3. C. ₹5 लाख
  4. D. ₹10 लाख
Answer: ₹10 लाख
Explanation: ₹10 लाख — real, sourced fact per India Post's notified rules/pattern.
Share Link #q51

52. 'Suraksha,' a Postal Life Insurance (PLI) plan, provides life cover up to what age?

  1. A. 100 वर्ष की आयु तक
  2. B. 70 वर्ष की आयु तक
  3. C. 80 वर्ष की आयु तक
  4. D. 60 वर्ष की आयु तक
Answer: 80 वर्ष की आयु तक
Explanation: 80 वर्ष की आयु तक — real, sourced fact per India Post's notified rules/pattern.
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53. Eligibility for standard Postal Life Insurance (PLI, as opposed to RPLI) is generally restricted to:

  1. A. केवल ग्रामीण निवासी
  2. B. कोई भी भारतीय नागरिक बिना प्रतिबंध
  3. C. केवल किसान
  4. D. सरकारी/PSU कर्मचारी, पेशेवर एवं सूचीबद्ध कंपनियों के कर्मचारी
Answer: सरकारी/PSU कर्मचारी, पेशेवर एवं सूचीबद्ध कंपनियों के कर्मचारी
Explanation: सरकारी/PSU कर्मचारी, पेशेवर एवं सूचीबद्ध कंपनियों के कर्मचारी — real, sourced fact per India Post's notified rules/pattern.
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54. Rural Postal Life Insurance (RPLI) is open to which category of applicants (unlike PLI)?

  1. A. केवल सरकारी कर्मचारी
  2. B. किसी भी ग्रामीण क्षेत्र के निवासी, बिना व्यावसायिक प्रतिबंध के
  3. C. केवल सेना कर्मी
  4. D. केवल बैंक कर्मचारी
Answer: किसी भी ग्रामीण क्षेत्र के निवासी, बिना व्यावसायिक प्रतिबंध के
Explanation: किसी भी ग्रामीण क्षेत्र के निवासी, बिना व्यावसायिक प्रतिबंध के — real, sourced fact per India Post's notified rules/pattern.
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55. 'Bal Jeevan Bima,' the children's plan under PLI/RPLI, caps the sum assured at ₹3 lakh or which other limit, whichever is lower?

  1. A. बीमाकृत माता/पिता की स्वयं की बीमित राशि (parent's own sum assured)',
  2. B. ₹5 लाख की एक निश्चित सीमा
  3. C. कोई सीमा नहीं
  4. D. बच्चे की आयु के बराबर राशि
Answer: बीमाकृत माता/पिता की स्वयं की बीमित राशि (parent's own sum assured)',
Explanation: बीमाकृत माता/पिता की स्वयं की बीमित राशि (parent's own sum assured)', — real, sourced fact per India Post's notified rules/pattern.
Share Link #q55

56. India Post Payments Bank (IPPB) formally commenced full operations on which date?

  1. A. 17 मार्च 2026
  2. B. 1 सितंबर 2018
  3. C. 1 अप्रैल 2017
  4. D. 1 जनवरी 2018
Answer: 1 सितंबर 2018
Explanation: 1 सितंबर 2018 — real, sourced fact per India Post's notified rules/pattern.
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57. India Post Payments Bank (IPPB) is licensed by RBI under which banking category, meaning it cannot issue loans or credit cards directly?

  1. A. सहकारी बैंक
  2. B. पेमेंट्स बैंक (Payments Bank / Differentiated Bank)
  3. C. अनुसूचित वाणिज्यिक बैंक
  4. D. लघु वित्त बैंक (Small Finance Bank)
Answer: पेमेंट्स बैंक (Payments Bank / Differentiated Bank)
Explanation: पेमेंट्स बैंक (Payments Bank / Differentiated Bank) — real, sourced fact per India Post's notified rules/pattern.
Share Link #q57

58. What is the maximum end-of-day balance limit RBI permits for Payments Bank accounts (including IPPB), per customer?

  1. A. ₹5 लाख
  2. B. ₹2 लाख
  3. C. कोई सीमा नहीं
  4. D. ₹1 लाख
Answer: ₹2 लाख
Explanation: ₹2 लाख — real, sourced fact per India Post's notified rules/pattern.
Share Link #q58

59. India Post Payments Bank (IPPB) operates under which government body?

  1. A. नीति आयोग
  2. B. RBI सीधे
  3. C. डाक विभाग, संचार मंत्रालय (Department of Posts, Ministry of Communications)
  4. D. वित्त मंत्रालय सीधे
Answer: डाक विभाग, संचार मंत्रालय (Department of Posts, Ministry of Communications)
Explanation: डाक विभाग, संचार मंत्रालय (Department of Posts, Ministry of Communications) — real, sourced fact per India Post's notified rules/pattern.
Share Link #q59

60. India Post launched new guaranteed time-bound Speed Post services with a money-back guarantee — '24 Speed Post' and '48 Speed Post' — on which date?

  1. A. 16 दिसंबर 2024
  2. B. 27 मई 2025
  3. C. 1 सितंबर 2018
  4. D. 17 मार्च 2026
Answer: 17 मार्च 2026
Explanation: 17 मार्च 2026 — real, sourced fact per India Post's notified rules/pattern.
Share Link #q60

61. CCS (Conduct) Rules, applicable to Department of Posts and all central civil servants, are dated which year?

  1. A. 1989
  2. B. 1972
  3. C. 1964
  4. D. 1957
Answer: 1964
Explanation: 1964 — real, sourced fact per India Post's notified rules/pattern.
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62. The '24 Speed Post' guaranteed service commits to delivery within:

  1. A. अगले दिन (D+1)
  2. B. तीसरे दिन (D+3)
  3. C. दूसरे दिन (D+2)
  4. D. उसी दिन (D+0)
Answer: अगले दिन (D+1)
Explanation: अगले दिन (D+1) — real, sourced fact per India Post's notified rules/pattern.
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63. First Class Mail (letters, postcards, inland letter cards) in India receives free air transmission wherever available, under which arrangement?

  1. A. 'ऑल-अप' योजना (All-up Scheme, बिना अतिरिक्त वायु अधिभार)
  2. B. केवल पंजीकृत डाक के लिए
  3. C. केवल पार्सल के लिए
  4. D. स्पीड पोस्ट अधिभार सहित
Answer: 'ऑल-अप' योजना (All-up Scheme, बिना अतिरिक्त वायु अधिभार)
Explanation: 'ऑल-अप' योजना (All-up Scheme, बिना अतिरिक्त वायु अधिभार) — real, sourced fact per India Post's notified rules/pattern.
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64. In which year did the Railway Mail Service (RMS) — the Department of Posts wing responsible for sorting/dispatch of mail carried by rail — begin operations?

  1. A. 1854
  2. B. 1947
  3. C. 1935
  4. D. 1898
Answer: 1854
Explanation: 1854 — real, sourced fact per India Post's notified rules/pattern.
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65. In RMS terminology, mail-sorting units located AWAY from railway platforms (as opposed to on-platform Railway Mail Service Offices) are called:

  1. A. 'बेस पोस्ट ऑफिस'
  2. B. 'सर्कल हब'
  3. C. 'ट्रांजिट डिपो'
  4. D. 'सॉर्टिंग ऑफिस' (Sorting Offices)
Answer: 'सॉर्टिंग ऑफिस' (Sorting Offices)
Explanation: 'सॉर्टिंग ऑफिस' (Sorting Offices) — real, sourced fact per India Post's notified rules/pattern.
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66. Every RMS (Railway Mail Service) Division in India is administratively identified using:

  1. A. उस क्षेत्र को दर्शाने वाले दो अक्षर (Two letters denoting the region)
  2. B. पिन कोड के प्रथम दो अंक
  3. C. राज्य का पूरा नाम
  4. D. तीन अंकों का संख्यात्मक कोड
Answer: उस क्षेत्र को दर्शाने वाले दो अक्षर (Two letters denoting the region)
Explanation: उस क्षेत्र को दर्शाने वाले दो अक्षर (Two letters denoting the region) — real, sourced fact per India Post's notified rules/pattern.
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67. Which CCS (Conduct) Rules, 1964 rule number specifically governs acceptance of gifts by a government servant?

  1. A. नियम 18 (Rule 18)
  2. B. नियम 5 (Rule 5)
  3. C. नियम 21 (Rule 21)
  4. D. नियम 13 (Rule 13)
Answer: नियम 13 (Rule 13)
Explanation: नियम 13 (Rule 13) — real, sourced fact per India Post's notified rules/pattern.
Share Link #q67

68. Under CCS (Conduct) Rules, 1964, which rule specifically deals with the prohibition on giving/taking/demanding dowry?

  1. A. नियम 13-A (Rule 13-A)
  2. B. नियम 21 (Rule 21)
  3. C. नियम 3-C (Rule 3-C)
  4. D. नियम 16 (Rule 16)
Answer: नियम 13-A (Rule 13-A)
Explanation: नियम 13-A (Rule 13-A) — real, sourced fact per India Post's notified rules/pattern.
Share Link #q68

69. CCS (Conduct) Rules, 1964, Rule 3-C specifically prohibits:

  1. A. कामकाजी महिलाओं का यौन उत्पीड़न
  2. B. संपत्ति लेनदेन में देरी
  3. C. निजी व्यापार
  4. D. राजनीतिक गतिविधि
Answer: कामकाजी महिलाओं का यौन उत्पीड़न
Explanation: कामकाजी महिलाओं का यौन उत्पीड़न — real, sourced fact per India Post's notified rules/pattern.
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70. Under CCS (Conduct) Rules, 1964, prior sanction of the prescribed authority is required under Rule 18(2) when an immovable-property transaction is:

  1. A. जब लेनदेन किसी ऐसे व्यक्ति के साथ हो जिसका कर्मचारी से आधिकारिक व्यवहार हो
  2. B. केवल विदेश में संपत्ति के लिए
  3. C. सभी संपत्ति लेनदेन के लिए, बिना अपवाद
  4. D. कभी आवश्यक नहीं
Answer: जब लेनदेन किसी ऐसे व्यक्ति के साथ हो जिसका कर्मचारी से आधिकारिक व्यवहार हो
Explanation: जब लेनदेन किसी ऐसे व्यक्ति के साथ हो जिसका कर्मचारी से आधिकारिक व्यवहार हो — real, sourced fact per India Post's notified rules/pattern.
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71. The CCS (Classification, Control & Appeal) Rules, 1965 [CCS (CCA) Rules] are organized into how many parts?

  1. A. 3 भाग
  2. B. 10 भाग
  3. C. 5 भाग
  4. D. 7 भाग
Answer: 7 भाग
Explanation: 7 भाग — real, sourced fact per India Post's notified rules/pattern.
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72. The General Financial Rules (GFR), referenced in the Inspector Posts LDCE syllabus, were last comprehensively notified in which year?

  1. A. 2017
  2. B. 2021
  3. C. 2011
  4. D. 2005
Answer: 2017
Explanation: 2017 — real, sourced fact per India Post's notified rules/pattern.
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73. Under CCS (CCA) Rules, 1965, Rule 10(1) empowers which action against a government servant when disciplinary proceedings are contemplated or a criminal case is under investigation?

  1. A. केवल स्थानांतरण
  2. B. वेतन वृद्धि रोकना
  3. C. तत्काल बर्खास्तगी
  4. D. निलंबन (Suspension)
Answer: निलंबन (Suspension)
Explanation: निलंबन (Suspension) — real, sourced fact per India Post's notified rules/pattern.
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74. Under CCS (CCA) Rules, 1965, an appeal against an order of suspension may first be made to the next higher departmental authority, and second to:

  1. A. उच्च न्यायालय सीधे
  2. B. लोक सेवा आयोग
  3. C. केंद्रीय प्रशासनिक अधिकरण (Central Administrative Tribunal, CAT)
  4. D. राष्ट्रपति सीधे
Answer: केंद्रीय प्रशासनिक अधिकरण (Central Administrative Tribunal, CAT)
Explanation: केंद्रीय प्रशासनिक अधिकरण (Central Administrative Tribunal, CAT) — real, sourced fact per India Post's notified rules/pattern.
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75. Under CCS (Pension) Rules, 2021, how many years of qualifying service are required for a full pension (50% of last pay)?

  1. A. 25 वर्ष
  2. B. 33 वर्ष
  3. C. 20 वर्ष
  4. D. 10 वर्ष
Answer: 20 वर्ष
Explanation: 20 वर्ष — real, sourced fact per India Post's notified rules/pattern.
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76. Under CCS (Pension) Rules, 2021, what is the minimum qualifying service required to be eligible for any pension at all?

  1. A. 5 वर्ष
  2. B. 15 वर्ष
  3. C. 10 वर्ष
  4. D. 20 वर्ष
Answer: 10 वर्ष
Explanation: 10 वर्ष — real, sourced fact per India Post's notified rules/pattern.
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77. Under CCS (Pension) Rules, 2021, what is the maximum death-cum-retirement gratuity currently prescribed?

  1. A. ₹50 लाख
  2. B. ₹20 लाख
  3. C. ₹25 लाख
  4. D. ₹10 लाख
Answer: ₹25 लाख
Explanation: ₹25 लाख — real, sourced fact per India Post's notified rules/pattern.
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78. Under CCS (Pension) Rules, 2021, what is the maximum percentage of pension that a retiring employee can commute (convert to a lump sum)?

  1. A. 25 प्रतिशत
  2. B. 40 प्रतिशत
  3. C. 100 प्रतिशत
  4. D. 50 प्रतिशत
Answer: 40 प्रतिशत
Explanation: 40 प्रतिशत — real, sourced fact per India Post's notified rules/pattern.
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79. The commuted portion of a pension (under CCS Pension Rules) is restored back to the pensioner after how many years?

  1. A. 5 वर्ष
  2. B. 10 वर्ष
  3. C. 15 वर्ष
  4. D. 20 वर्ष
Answer: 15 वर्ष
Explanation: 15 वर्ष — real, sourced fact per India Post's notified rules/pattern.
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80. Under CCS (Pension) Rules, voluntary retirement after 20 years of qualifying service (Rule 43) requires giving how much prior written notice?

  1. A. 3 माह
  2. B. 1 माह
  3. C. 6 माह
  4. D. 1 वर्ष
Answer: 3 माह
Explanation: 3 माह — real, sourced fact per India Post's notified rules/pattern.
Share Link #q80

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